2019

  • Want To Open A Savings Account? Consider The Following Tips To Find A Good One

    Are you looking to move your money form under your pillow to a savings account, or just switch from your current bank? If so, you will be comparing many different types of savings accounts and trying to figure out which one is best for you. Here are some things to consider to know that you found a good one.  Look for Sign-Up Bonuses Every bank is looking to win your business, and they do that by offering sign-up bonuses. [Read More]

  • Why The Phrase, "Tax-Free Municipal Bonds" Is Redundant, And How You Can Benefit Anyway

    People talk about "tax-free municipal bonds" as though municipal bonds are taxable like any other investment. Here is the thing; they are not taxable. Ergo, the addition of "tax-free" to municipal bonds is a redundancy, but maybe it has more to do with the fact that municipalities want more investors who are not in the know. If you are one of those investors who did not know that municipal bonds are (mostly) tax-free, here is what else you need to know and how you can benefit from this kind of investment anyway. [Read More]

  • What Is Debt Settlement, And Should You Try It?

    The crush of owing a lot of money to multiple creditors can leave you feeling at a loss for what to do. There are organizations that offer debt settlement services, but it's important to understand what they can and cannot do for you. If you're curious about the debt settlement process, here are three things you need to know. Understand Their Business Model Settling debt has become an industry in America, and there are at least three common business models. [Read More]

  • Want To Grow Your Small Business? 4 Ways A CFO Helps

    Do you want to grow your small business, but aren't sure how to get where you want to be? Many owners and managers spend sleepless nights and overworked days trying to shepherd their company to the next level. There is an easier way, though. Have you considered hiring a CFO (Chief Financial Officer) service to provide affordable financial direction for your growth project? If not, here are four of the best things an outsourced CFO service can do to get you to the next stage. [Read More]

  • Signs That It Might Be Time To File For Commercial Bankruptcy

    If you own a business and it is not doing as well as you had hoped, you might be in a position where it is time to file for commercial bankruptcy. This is where your business as an entity goes bankrupt, not you personally as the owner. To help you have a better idea as to whether it is time for you to consult with a bankruptcy attorney, you will want to review the following information. [Read More]

  • Four Reasons To Consider Refinancing Your Mortgage

    Over time, as you pay down your mortgage, economic circumstances in the country and in your personal finances can change. This means you should take a look at your current mortgage and decide whether it is advantageous to refinance. The following are a few circumstances that may make refinancing a good idea. Interest rates are lower There are various factors that determine the interest rate for a 30-year mortgage, but it is easy enough to look at the current rates and realize that they are lower than what you are paying on your mortgage. [Read More]